What each insurer publishes
Seven insurers write pet cover in India · read from their own pages on 1 September 2026
We are not an insurance intermediary and hold no IRDAI registration. Nothing here is advice, nothing is ranked, and we take no commission, referral fee or listing payment from any insurer named on this page. Links go to the insurer’s own site, never to a quote form of ours. Read the policy wording before you buy. It is the only document that decides a claim.
| Insurer | Age they will take a dog | Waiting period | Cashless | Advertised from | Their page |
|---|---|---|---|---|---|
Bajaj Allianz General InsurancePet Insurance | 0510 yr 3 mo – 7 yr · giants to 4 yr · renews to 10 yr | not stated | No, reimbursement only | ₹169/yrsmall dog aged 1 year, surgery cover of ₹10,000 | Their page |
Future Generali India Insurancepolicy wording not read yet | — | — | — | — | Their page |
Go Digit General InsurancePet Insurance | 0510 yr not stated | not stated | not stated | not stated | Their page |
HDFC ERGO General InsurancePaws n Claws | 0510 yr 6 mo – 5 yr | 30 days | not stated | ₹200/yrsmall pet under 2 years, surgery cover, sum insured ₹10,000 | Their page |
The New India Assurance Co.Dog Insurance | 0510 yr 8 wk – 8 yr | 15 daysfor disease | not stated | not stated | Their page |
The Oriental Insurance Companypolicy wording not read yet | — | — | — | — | Their page |
Universal Sompo General InsurancePet Assure | 0510 yr 3 mo onwards · no upper limit published | 30 days48 months for pre-existing | not stated | not stated | Their page |
Listed alphabetically, never ranked. Every fact is quoted from that insurer’s own page with the date it was read; where they publish nothing, this page says nothing. Prices are each insurer’s own advertised starting figure under the conditions printed beside it, not a quote, and not comparable with each other. Of the four insurers whose exclusions we have read, two shut out pre-existing conditions outright, and Universal Sompo makes you wait 48 months for one, the commonest reason a pet claim is refused, and the one thing no column here can show you.